Skip to main content Skip to main navigation

We're still open for business
Looking after your health and wellbeing is essential. That’s why we’re still open. Contact us.

Health insurance that's right for you

At Medibank, we’re all about supporting better health. Better health for individuals, couples and families that’s easy to understand.

health insurance at Medibank

want 6 weeks free?

Join eligible combined hospital & extras cover and you could enjoy six weeks free plus 2&6 months waiting periods waived on extras. New members only.‡ Must use promo code: 6FREE

Get a quote Find out more

Why private health insurance?

Good health tops everything. So when it comes to looking after your (or your family’s) health, you may want choice over when and where you’re treated. Plus there are the lifestyle benefits that come with having private health insurance for extras like dental, optical and physio. Even if you’re healthy, we’ll give you the support you need to stay at the top of your game, including health and fitness offers and free programs like free + active.

Icon Dental

Better value extras

Join Medibank Extras and get 100% back on up to two annual dental check-ups with x-rays at any Members' Choice Advantage dentist, after serving a two month waiting period.~ Plus - Members also get 100% back on optical items at all recognised providers, up to annual limits.^

Icon Hospital

Accident cover boost

If you have an Accident, you'll be eligible for Gold level hospital benefits, regardless of your level of cover, thanks to our Accidental Injury Benefit.#

Icon Pre Existing

Medibank at Home

We’re trialling programs that allow eligible members to receive care from the comfort of their own home, including rehabilitation, dialysis and chemotherapy.+

Icon Mobile

My Medibank app

Most members can view their extras limits on the go, plus you can also make a claim on a wide range of extras with the My Medibank app.*

We're implementing all health insurance reforms to give you better value health cover. 

The new changes aim to make health insurance simpler to understand and easier to compare hospital products, so you can find cover that best suits your needs. 

Medibank awarded Canstar Outstanding Value 11 years in a row 2008 - 2018

Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Understanding health insurance

There may be different times in your life when you need to think about health insurance, but it may be complicated if you're new to it. We've pulled together all of the information you need to help you get started.

To encourage more Australians to take up private health insurance, the government offers incentives like the Australian Government Rebate (AGR) to make private health cover more affordable.

Having private hospital cover also means you may be able to avoid the Lifetime Health Cover loading and the Medicare Levy Surcharge.

health insurance at Medibank
Things you should know

~ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

^Waiting periods apply. Up to annual limits, Some lens coatings excluded.

# For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

+ Not available in all areas. Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.

* Some claims, like paper based, may take longer to update. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

‡ For new members on new memberships who join and start eligible combined hospital and extras from 1 April – 30 June 2020 and who have not held Medibank health cover in previous 60 days. Must quote promo code 6FREE and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.

Have questions?

Our team of experts are ready to help!

Enter your postcode to find your nearest store to have a face-to-face chat!

Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
We are open on Sundays.

In providing your telephone number, you consent to Medibank contacting you about health insurance.

We'll have someone call you soon to help with any questions you have.

contact us