Dog Insurance

Whether you’ve got a new puppy or an older dog there is some useful information available here to help you keep your canine in tip-top condition.

Medibank Dog Insurance

Why choose Medibank Dog Insurance?

We've got cover for your health needs. Let us look after your dog's as well. Man’s best friend deserves the best, and as a dog owner you want to make sure you can provide your pet the happiest life possible. After all, that’s what they do for you.

Icon Currency

Up to 80% back

Receive up to 80% back on eligible vet bills based on your level of cover.¹

Icon annual limit

Lifetime renewal

With no breaks in cover, it can be renewed for the life of your dog regardless of their age & claims history.²

Icon Excess-level

Generous annual limits

Benefit limits from $4,000 – $15,000 based on your level of cover.

Icon Cat-dog

Multiple pets discount

5% off for any additional pets covered.

This is a brief summary only - for full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS) for full details.

Select a cover that suits you

We all know that dogs can get a bit over excited at times, and sometimes that means they could get hurt or sick. Medibank Dog Insurance offers three levels of cover for your dog's medical expenses, including the industry-first Emergency Pet Care. We provide cover for cats and dogs and once they're insured, your pet can be covered for life.

Essential Pet Care

Essential Pet Care

Great value cover for accidents and illness.

Key features
  • Accident and Illness Cover
  • $4,000 annual benefit limit
  • 70% back on eligible bills
  • $0 or $100 excess options
  • From 8 weeks old with no upper age limit


Read the PDS for full product terms.

Ultimate Pet Care

Ultimate Pet Care

Top comprehensive cover with optional routine and preventative care.

Key features
  • Accident and Illness Cover
  • $15,000 annual benefit limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Emergency Pet Care

Emergency Pet Care

Cover for high value vet bills on accidental injuries and specified illnesses.

Key features
  • Accident and Specified Illnesses only
  • $8,000 annual benefit imit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Please note:  Waiting periods apply.  Pre-existing conditions are not covered (including conditions that develop during the waiting period).  You can apply to have a pre-existing condition reviewed after 18 months of continuous membership.

Please see the Product Disclosure Statement (PDS) for terms, conditions and any exclusions. Product features effective 7 December 2016, for polices sold before this date (Bronze, Silver and Gold Paw) please contact 1300 766 085 for a copy of the PDS.

Want to compare our cover options?

With three different cover options, you'll find one to suit your fur-family's needs.  Our comparison table outlines the key differences between our plans, so you can choose one that suits your dog's age and lifestyle.

Things you should know

¹ Subject to applicable annual limits, sublimits and excess payments. For our Ultimate and Emergency Pet Care products, you can claim up to 80% of eligible vet costs.  For our Essential Pet Care product, you can claim up to 70% of eligible vet costs.

² Subject to the terms of the policy that apply on renewal. 

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.

*   Aus. res. 18+ only. Starts 1/9/20 12:01am AEST. Ends 1/11/20 11:59pm AEDT. Must get a quote for Medibank pet insurance and supply a valid email address during promotional period. Max 1 entry/person. Draw: 2:30pm AEDT, 23/11/20, L4/411 Collins St, Melb. VIC 3000. 10 prizes to be won. Each winner will receive $1000 in Brand Cash from PETstock made up of 4 x $250 Brand Cash loaded to their PETstock Rewards Account to spend on selected pet food. Winners must be a PETstock Rewards Member (or sign up to a PETstock Rewards Account within 3 months’ of winner’s notification) to qualify for Brand Cash. Each $250 Brand Cash is redeemable on the same premium food brand or KONG and is not restricted by size or type of food i.e. dry and wet. Excludes Veterinary Diets, Vets All Natural raw food and selected Prime 100 food products. Brand Cash will have an expiry date of one year from the date of issue. Any unused amounts on a selected brand will be forfeited. Winners published here by 30/11/20. Promoter: Medibank Private Limited ABN 47 080 890 259, 720 Bourke St, Docklands VIC 3008. Click here for Terms and Conditions. Permit No's: ACT Permit No. TP20/00984 and SA Permit No. T20/867.

^ Offer ends 11.59pm AEDT on 1 November 2020. Offer provides a 10% discount on the first year's pet insurance premiums for non-members and current Medibank members who take out a new Medibank Pet Insurance policy. Medibank health members save 10% off every subsequent year. Offer only applies to new policies purchased using the promo code SAVE10. Premium quoted will include this discount. This offer cannot be used in conjunction with any other offer other than the $10,000 worth of pet food promotion. Eligibility criteria applies for Medibank Pet Insurance.

Have questions?

Our team of experts are ready to help!

Enter your postcode to find your nearest store to have a face-to-face chat!

Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
We are open on Sundays.

In providing your telephone number, you consent to Medibank contacting you about health insurance.

We'll have someone call you soon to help with any questions you have.

contact us